Self Employment
At Blue Water Mortgages, we understand business and all types of income. We specialise in helping business owners secure lending be it purchasing your first home or your next home or this could be short-term funding for a property development or it could be to finance that digger. We'll work closely with you to understand your unique financial situation, what you are wanting to achieve and your future goals.

We can explore finance options that are customised for you and your business. Having access to many financial providers we have far more options we can work with.
Fast approvals thanks to industry links
Full scope of the market for the best rates possible
Customer focused approach
Clear, concise communication with on-going updates
Guiding you through the next steps
This is what you can expect when you partner with us.
1.
Let’s chat!

Let’s grab a coffee (virtually, if you prefer!) and talk through what you have in mind. This could be property, a project or short-term funding.

2.
Understanding Your Options

Every financial situation is different! We’ll explore your options and help secure funding that is right for you. We work with a range of lenders, so we might need a day or two to find the best deal for you. Don’t worry, we’ll explain everything clearly and help you make an informed decision.

3.
Documentation Gathering

We know paperwork can be a hassle, We’ll work with you to obtain all the supporting documents to ensure a smooth and stress-free experience. This may include collecting cash flow forecasts, pre-sales or even talking through robust exit strategies.

4.
Approval

Based on your financial situation and chosen loan option, we’ll guide you through the approval and settlement process

5.
Ongoing relationship

We’re here to build lasting relationships and support you throughout your entire borrowing journey. Whether you just need to chat things through, refix your existing loan, discuss new borrowing options or explore an exciting new opportunity, we can help.

Have some questions?
Here’s some answered.

If traditional banks can’t help, we might be able to find a solution that suits your needs.

Most lenders like to see 12 months of trading history, but it's not always possible. Factors like your business type, customer base, and financial projections can also help.

Typically, banks want to see your last two years' financial statements. However, if your business is new or operates differently, we can look to provide in support of your application other documents like year-to-date earnings, cash flow forecasts or presale agreements which may help towards understanding your business income.

The deposit amount depends on the loan type and term. We work with a variety of lenders, so we can find options to suit different financial situations
Our Promise
Guiding Your Journey

We are here to guide you through your entire homeownership journey, from preparing you to buy your first home, to owning your dream home and achieving financial independence. This involves building relationships, understanding what matters most to you, staying in touch, and offering top-notch advice.

Empowerment Through Knowledge

Knowing your numbers is crucial. We will provide you with the tools and information you need to make sound decisions. This involves access to helpful articles, industry updates, workshops, and regular check-ins to keep you on track and feeling confident about your finances.

Clarity, Not Confusion

We believe in clear communication and easy-to-understand explanations. This includes breaking down details into simple terms, providing regular updates, and offering a dedicated point of contact for all your questions.

An Individual Approach

Everyone’s financial situation is different. That’s why we will take the time to understand your unique needs and goals. We will then tailor your lending that’s perfect for you. This includes getting to know your financial situation and discussing your future plans to find the best loan terms for you.

Our recognised network

AND MORE

Investing in your
future well

Connect with us so that we can connect with you.