The U TurnRead MoreAfter more than 4 years, the Reserve Bank cut the Official Cash Rate by 0.25 points from 5.50% to 5.25%, and they haven’t ruled out a further two...Read More
Home Loan TypesRead MoreChoosing the right loan type can make a big difference. This guide explores some of the most common loan options. Fixed-rate loan: This option offers a locked-in interest...Read More
Types of Property OwnershipRead MoreThis guide outlines the four common types of property ownership in New Zealand. We strongly recommend having your solicitor review the ownership title before making any purchase offers....Read More
What is Open BankingRead MoreOpen Banking is an initiative by Payments NZ involving several banks. It allows approved third-party service providers to access banking technology, enabling them to offer payment and financial...Read More
Methods of SaleRead MoreBelow are four common methods property is sold in New Zealand. The information provided is an overview only. Always first seek advice from the real estate agent representing...Read More
Debt to Income (DTI) RatioRead MoreThe Reserve Bank of New Zealand is responsible for upholding the stability of the financial system and this is one way to ensure that banks do not take...Read More
