Is It Time to Refix? A Taranaki Borrower’s Guide to Fixed vs FloatingRead MoreIs It Time to Refix? A Taranaki Borrower’s Guide to Fixed vs Floating If your fixed rate is coming up for renewal, the letter from your bank can...Read More
First Home Buyer’s Guide to New Plymouth & Taranaki.Read MoreFirst Home Buyer’s Guide to New Plymouth & Taranaki. Buying your first home is a big decision anywhere in New Zealand, but buying in New Plymouth or the...Read More
The U TurnRead MoreAfter more than 4 years, the Reserve Bank cut the Official Cash Rate by 0.25 points from 5.50% to 5.25%, and they haven’t ruled out a further two...Read More
Home Loan Types Explained: Which One Suits You?Read MoreChoosing the right loan type can make a genuine difference to both your repayments and your flexibility over the life of your mortgage. Most borrowers end up using...Read More
Types of Property Ownership in New Zealand: What You’re Actually BuyingRead MoreThis guide outlines the four common types of property ownership in New Zealand. The type of title on a property affects not just what you own, but how...Read More
Open Banking in New Zealand 2026: What It Is and Is It Safe?Read More Open banking has moved from a nice idea to actual law in New Zealand. If you’ve applied for a mortgage recently, or you’re about to, this is...Read More
Methods of Sale in New Zealand: What Buyers Need to KnowRead More Buying a house is exciting enough without also having to decode the fine print on how it’s actually being sold. The good news is there are only...Read More
Debt to Income (DTI) Ratio ExplainedRead More LVR looks at your deposit. DTI looks at your income. Together, these two rules determine how much a bank will actually lend you, so it’s worth understanding...Read More
