Investment Property
Blue Water Mortgages is your partner in building wealth with investment. Be it a second home, a rental property or a property development, Blue Water Mortgages is your trusted property advisor on this journey helping you leverage your position to invest well.

Many New Zealanders consider investing in property as a significant part of their wealth creation plans. Property becomes attractive to any savvy investor as it is viewed as a safe investment and has the potential for capital gains. Whether you are an experienced investor or just starting out, we are here to work with you to help you achieve your financial goals.
Fast approvals thanks to industry links
Full scope of the market for the best rates possible
Customer focused approach
Clear, concise communication with on-going updates
Guiding you through the next steps
This is what you can expect when you partner with us.
1.
First Chat!

Let’s grab a coffee (virtually, if you prefer!) and chat about your property dreams. We’ll talk about your current situation and your financial goals for the future.

2.
Financial Strategy

We’ll work with you to understand your investment plans and talk through funding costs, loan options and investment opportunities. We work alongside industry experts who can help with local knowledge legal advice and decision making.

3.
Approval

Getting you the green light for your investment property is our specialty. We have tons of experience navigating the world of financing and securing the best possible deal from lenders. We’ll tailor a home loan structure that fits your needs perfectly.

4.
Ongoing Support

Our partnership doesn’t end on settlement day. We’re here for you every step of the way, offering ongoing support and keeping an eye out for exciting new investment opportunities as your property portfolio grows.

Have some questions?
Here’s some answered.

Have you ever heard the term "leverage" and wondered what it means for your property investment? Equity is a property term that refers to the difference between the market value of your property and the balance of your home loan. Essentially, it means that you don't have to use your own money as a deposit when you can choose to use the equity in your home or other properties as the deposit for your next property.

Absolutely! As long as it fits your long-term financial goals. We'll chat with you to make sure it's the right move for your situation.

Up to 30 years. We'll work with you to understand your investment goals and create an exit strategy that works for you.

The Reserve Bank sets the rules on how much Banks can lend for property purchases. Usually, a 30% deposit is required against an investment property, but the good news is that you can use equity from other properties you own to contribute. There are also some exceptions, so let's chat and see if one applies to you. We can also explore short-term funding options if needed.

Several factors come into play when figuring out how much you can borrow, like your income, existing debts, property values, and potential rental income. We'll work together to understand your unique situation and funding requirements.
Our Promise
Guiding Your Journey

We are here to guide you through your entire homeownership journey, from preparing you to buy your first home, to owning your dream home and achieving financial independence. This involves building relationships, understanding what matters most to you, staying in touch, and offering top-notch advice.

Empowerment Through Knowledge

Knowing your numbers is crucial. We will provide you with the tools and information you need to make sound decisions. This involves access to helpful articles, industry updates, workshops, and regular check-ins to keep you on track and feeling confident about your finances.

Clarity, Not Confusion

We believe in clear communication and easy-to-understand explanations. This includes breaking down details into simple terms, providing regular updates, and offering a dedicated point of contact for all your questions.

An Individual Approach

Everyone’s financial situation is different. That’s why we will take the time to understand your unique needs and goals. We will then tailor your lending that’s perfect for you. This includes getting to know your financial situation and discussing your future plans to find the best loan terms for you.

Our recognised network

AND MORE

Investing in your
future well

Connect with us so that we can connect with you.